FACTS

WHAT DOES FIRST NATIONAL BANK
DO WITH YOUR PERSONAL INFORMATION?


WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

. Social Security number  and Income

. Account Balances           and Payment History

. Credit History                  and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.


HOW?

All financial companies need to share customer's personal information to run their everyday business.  In the section below, we list the reasons finanical copmanies can share their customer's personal information; the reasons First National Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does First National Bank share?

 

Yes

Can you limit this sharing?

 

No


For our marketing purposes -  to offer our products and services to you

Yes

No


For joint marketing with other financial companies

No

We Don't Share


For our affiliates' everyday business purposes -   information about your transactions and experiences

No

We Don't Share


For our affiliates' everyday business purposes -  information about your creditworthiness

No

We Don't Share


For nonaffiliates to market to you

No

We Don't Share


Questions?

 

Call 605-945-3900 or go to www.firstnationalbanks.com


Who we are

Who is providing this notice?

First National Bank

307 Hustan Ave; Fort Pierre, SD  57532


What do we do

How does First national Bank
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  


How does First National Bank
collect my personal information?

We collect your personal information, for example, when you

Open An Account                or      Deposit Money
Pay Your Bills                       or      Apply for a Loan
Use Your Credit Card

We also collect your persal information from other, such as credit reporting agencies, affiliates, or other companies.


Why can't I limit all sharing?

Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

- First National Bank does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- First National Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- First National Bank doesn't jointly market.