PRODUCTS
First National Bank offers a variety of loan programs to meet your needs because we know that each borrower has different desires and requirements. We work with many of the leading lenders in the industry to provide you with more than 250 different types of loan programs. Review the loan products below and if you're not sure which is right for you, just give us a call!
Conventional Fixed Rate
A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.
VA Fixed Rate
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
FHA Fixed Rate
An FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan.
Rural Development Fixed Rate
A Rural Development Loan is a mortgage loan offered to rural property owners by the United States Department of Agriculture.
SD Housing 1st Time Homebuyer Govt. Fixed Rate
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